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    Goal SIP Calculator

    Work backwards from a target corpus to the monthly SIP required to reach it.

    Goal SIP Calculator

    Monthly SIP needed to reach a target

    ₹1 lakh₹5 crore
    %
    6%25%
    yr
    1 year30 years
    Required Monthly SIP19,819
    Total You Invest35,67,352
    Growth Does the Rest+₹64,32,648

    How to use this

    Enter the corpus you want, the years available, and the return you expect. The calculator inverts the SIP formula to tell you the monthly investment required. Use it for concrete goals: a child's education, a house down payment, retirement. Two cautions make the answer honest. First, state the target in future rupees: a goal 15 years away should be inflated before it is entered, and the Inflation-Adjusted Returns tool helps with that. Second, revisit the plan yearly; if returns disappoint, the required SIP rises the longer you wait.

    Learn the concept

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