Step-Up SIP Calculator
Project a SIP where the monthly amount increases every year, the way a salary does.
Step-Up SIP Calculator
SIP that grows with your income
How to use this
Enter your starting monthly investment, the percentage by which you will raise it each year, the expected annual return, and the duration. The calculator compounds each month and steps the contribution up every 12 months. A step-up is the most realistic way to plan a SIP, because incomes grow. Even a modest 10% annual increase changes the outcome dramatically over long periods; the comparison row shows exactly how much more you end with versus keeping the SIP fixed. Most Indian fund platforms support automatic annual step-ups, so the plan you model here can be set up once and left alone.
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