Concept Guide
Payments Landscape (UPI, Cards, Wallets)
India has undergone one of the most dramatic digital payment transformations globally.
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Fintech and Digital Finance
Payments, digital lending, credit scoring, blockchain, security, and account aggregators.
6 guides. Read in order, or jump to what you need.
Concept Guide
Digital Lending Models
Digital lending uses technology to make the lending process faster, cheaper, and accessible to previously underserved borrowers.
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Concept Guide
Credit Scoring (Traditional and Alt-Data)
A credit score is a number that summarises an individual's credit history and predicts the probability of default on a future loan.
8 min readRead more
Concept Guide
Blockchain and DeFi Primer
A blockchain is a distributed ledger, a database that is simultaneously maintained by many participants rather than a single central authority.
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Concept Guide
Cybersecurity in Financial Systems
Every financial system that digitises creates a digital attack surface. As India's financial sector has moved online, UPI transactions, digital lending, mobile...
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Concept Guide
Account Aggregators
The Account Aggregator (AA) framework is India's consent-based financial data sharing architecture.
7 min readRead more