Covenant

    Debt Covenant

    Credit & Debt

    A condition attached to a loan or bond that the borrower must maintain, such as a maximum leverage ratio or minimum coverage ratio. Breaching one can trigger penalties or immediate repayment.

    Why it matters

    Covenants are the early-warning tripwires of credit. Reading them tells you how much room a stressed borrower actually has before lenders take control.

    Indian example

    Related terms