Expense Ratio

    Total Expense Ratio (TER)

    Mutual Funds

    The annual fee charged by a mutual fund to manage your money, expressed as a percentage of assets.

    Formula

    Expense Ratio = (Total Fund Expenses / Average AUM) × 100

    Why it matters

    Lower expense ratios mean more returns in your pocket. A 0.5% difference compounded over 20 years costs lakhs.

    Indian example

    Related terms