SIP

    Systematic Investment Plan

    Investment Planning

    A method of investing a fixed sum regularly in mutual funds. It automates investing and leverages rupee cost averaging.

    Formula

    FV = P × [((1 + i)^n - 1) / i] × (1 + i)

    Why it matters

    SIP reduces timing risk through rupee cost averaging, you buy more units when prices are low. Even small monthly amounts compound significantly over decades.

    Indian example

    Related terms

    Learn the concept

    Time Value of Money