Step-up SIP calculator
Project a SIP where the monthly amount increases every year, the way a salary does.
Calculator
Step-up SIP calculator
SIP that grows with your income
How to use this
Enter your starting monthly investment, the percentage by which you will raise it each year, the expected annual return, and the duration. The calculator compounds each month and steps the contribution up every 12 months. A step-up is the most realistic way to plan a SIP, because incomes grow. Even a modest 10% annual increase changes the outcome dramatically over long periods; the comparison row shows exactly how much more you end with versus keeping the SIP fixed. Most Indian fund platforms support automatic annual step-ups, so the plan you model here can be set up once and left alone.
From the research
A Comparative Financial Analysis of Three Listed Companies
Three IT services leaders, five years of numbers: similar growth, very different margins and returns on capital, and their October 2026 valuations.
MarketsIPO Issue Price vs. Listing Price vs. Subsequent Performance
Seven of India's most talked-about IPOs since 2021, tracked from issue price to listing to October 2026. Buying on listing day lost money in six of seven.
ValuationPaytm: Valuing a Company With No Clean Comparable
Paytm is part payments processor, part device business, part loan distributor. Why no single peer fits, and how to value it in parts and in reverse.