P2P lending
Peer-to-Peer Lending
FintechPlatforms that match individual lenders directly with borrowers, regulated in India as NBFC-P2P entities with caps on exposure per lender and borrower.
Why it matters
P2P offers higher yields with correspondingly higher default risk, and no deposit insurance. RBI caps exist precisely because retail lenders underestimate that risk.
Indian example
Related terms
Learn the concept
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